Accidental Damage

• Target Class

  • owner occupiers
  • renters
  • landlords
    

• Product Documents

  Supplemental form Accidental Damage - Home Building , Accidental Damage - Home Contents

  Policy wording Accidental Damage

  Webpage Accidental Damage

• Coverage

  • Contents

  • Property Damage

• Exclusions

  • actions of the sea
  • damages resulting from inherent defects, faulty workmanship, faulty design, any gradual process, wear, tear, rust, corrosion, depreciation or gradual deterioration
  • damages resulting from water entering the home through an opening made for the purpose of alteration, additions, renovations or repair

  • deliberate application of heat
  • flood or storm damages to retaining walls, fences or gates unless located in QLD or WA / made of brick, concrete, masonry, stone or steel or timber if 20 years old or less
  • malicious damages by the insured, family or a tenant, a tenant's visitor or family

Complete and up to date listings are our highest priority. We have a dedicated research team working full time on keeping our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. See something out of date? Please let us know here.