Downtime

• Target Class

  • owner drivers
  • small business operators

• Product Documents

  Policy wording Downtime

  Webpage Downtime

• Coverage

  • Auto Physical Damage

  • Financial Loss

• Exclusions

  • loss after the declaration that the vehicle cannot be economically repaired
  • loss after the repairer states that repairs have been completed and that the vehicle has been repaired to its former state of roadworthiness

  • vehicle was hired out without the insured's driver at the time of loss
  • vehicle was in possession of another party for the purpose of sale or rental at the time of the loss

Complete and up to date listings are our highest priority. We have a dedicated research team working full time on keeping our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. See something out of date? Please let us know here.