Home Building

• Target Class

  • home (including its fixtures and fittings)

• Product Documents

  Supplemental form Home Building

  Webpage Home Building

• Coverage

  • Home

• Exclusions

  • damage caused by a wave that arises from any event other than a tsunami
  • damage caused by the seas and high tide
  • damage caused by wheels or tyres to paths and driveways
  • damage to a heat resistant item if the fire only caused damage to that item
  • damages caused by charring, melting or scorching without flames

  • flood damage to gates and fences where the damage is greater than the purchase limit for the gates and fences option or where the cover is not purchased
  • loss or damage as a result of vandalism or malicious act by the insured, a tenant, somebody who resides in the home, someone else acting on the insured’s behalf
  • loss or damage if the theft was by the insured, family or tenants
  • water damage caused by storm or rain seeping unless the water entered through an opening in the wall / roof as a direct result of the storm

Complete and up to date listings are our highest priority. We have a dedicated research team working full time on keeping our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. See something out of date? Please let us know here.