British Columbia Ridesmart Motorcycle

by Beacon Underwriting

  • Line of Business
    Auto / Motor
  • Max Coverage
    CA$ 1K
  • Locations Served
    British Columbia
  • Documents available
    A F
  • Contract required
    No
  • Target Class
    • cruiser bikes
    • touring bikes
    • standard bikes
    • sport bikes
    • trailers
    • riding gear
  • Product Documents
    Application form British Columbia Ridesmart Motorcycle
    Fact sheet British Columbia Ridesmart Motorcycle
    Webpage British Columbia Ridesmart Motorcycle
  • Coverage
    • Bodily Injury
    • Auto Physical Damage
  • Exclusions
    • damage as a result of a criminal act or failure to act
    • damage caused by deterioration, dampness of atmosphere, extreme of temperature, contamination, vermin or insects, inherent vice or latent defect, wet or dry rot, mould, settling, expansion, contraction, shifting, bulging, buckling or cracking
    • damage caused by mechanical fracture or breakdown, or by rusting, corrosion, wear and tear, the weight of the load exceeding manufacturer’s designated capacity of the motorcycle, freezing, or explosion within the combustion chamber
    • damage caused directly or indirectly by contamination by radioactive material
    • damage resulting from a voluntary transfer of title or ownership, whether or not induced to do so by any fraudulent scheme, trick or false pretense
    • damage resulting from conversion, embezzlement or by theft by any person in lawful possession of the unit under a mortgage, conditional sale, lease or any other similar written agreement
    • damage resulting from the use or operation in any official race, hill climb or speed test; or for any business or commercial purpose
    • intoxicated drivers
    • loss or damage to electrical devices or appliances caused by electrical current other than lightning
    • property illegally acquired, kept, stored or transported
    • property pertaining to a business, profession or occupation
    • property rented or used for compensation for hire
    • property seized or confiscated for breach of law or by order of civil authority
    • property while waterborne
    • the cost of making good faulty workmanship, construction or design

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