OptiPak Retail (Optimum)

• Target Class

  • food and beverage
  • sporting goods, hardware and garden supplies
  • textile, leather and paper
  • furniture and home accessories

• Product Documents

  Fact sheet OptiPak Retail (Optimum)

  Webpage OptiPak Retail (Optimum)

• Coverage

  • Business Interruption
  • Commercial General Liability

  • Crime
  • Property Damage

• Exclusions

  • buildings more than 40 years old
  • cancellation, non-renewal or refusal from other insurer in the past three years
  • claims or losses in the past three years
  • direct importation of merchandise from outside North America
  • located in a building occupied by others as a manufacturing risk
  • located in a building occupied by others as a rooming or boarding house

  • located in a building occupied by others as an arcade, bar, pub and / or tavern, nightclub, discotheque, pool room or bowling alley
  • more than two mortgages
  • no vacant unit and / or building on either side of the insured’s store
  • second-hand or used merchandise
  • US sales
  • wholesaling

Complete and up to date listings are our highest priority. We have a dedicated research team working full time on keeping our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. See something out of date? Please let us know here.